According to Pavlo Denysiuk, CEO of Lunu, the number of cryptocurrency holders is expected to triple over the next two years, potentially reaching one billion by 2026. Despite this projected growth, widespread adoption hinges on improving user experience, particularly through initiatives like integrating stablecoins into payment ecosystems. Denysiuk emphasised that once mainstream infrastructure supports crypto payments, adoption could accelerate, akin to current digital payment methods offered by neobanks and credit cards.